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Terms of Use

Effective date: September 12, 2026 · Seller: FIGURED-OUT By Angie · Oklahoma City, Oklahoma

Using this site

By browsing or buying here you agree to these terms. If you don't agree, please don't use the site.

What you're buying

Digital PDF files delivered by download link. Nothing physical ships. You need a device that can open a PDF, and a printer only if you want paper copies.

Your license

You get a personal, non-exclusive, non-transferable license to use the files for yourself and your own household, including printing unlimited copies for personal use.

You may not:

  • resell, sublicense, rent, or give away the files or your download link;
  • upload them to file-sharing sites, group drives, or public folders;
  • edit or rebrand them and present them as your own work;
  • distribute them to a class, team, client group or organization without written permission — email us for group use.

All content, text, layout and artwork remain the property of the seller. Book titles and cover art belong to their author and publisher.

Download access

Download links are personal to your order and are limited in time and number of downloads to prevent abuse. Save your files to your own device. If a link stops working, email support and we'll look at re-issuing it.

Educational content only

Everything here is educational and general in nature. It is not financial, tax, legal, investment or accounting advice, and it doesn't account for your specific situation. Templates such as roommate or agreement worksheets are conversation tools, not legal contracts — consult a qualified professional for advice or a binding document. You are responsible for your own money decisions.

Pricing and availability

Prices are in US dollars and may change. Products may be updated, renamed or retired over time. Any applicable tax is shown at checkout by the payment provider.

Disclaimers and limits

The site and files are provided "as is" without warranties of any kind. To the extent permitted by law, the seller's total liability relating to a purchase is limited to the amount you paid for it.

Governing law

These terms are governed by the laws of State of Oklahoma, United States.

Contact

1figureoutablelife@gmail.com · see also the digital product policy and privacy policy.